Cheaper Than Credit Monitoring
Posted on December 28, 2015
- unauthorized use or attempted use of an existing account
- unauthorized use or attempted use of personal information to open a new account
- misuse of personal information for a fraudulent purpose
The National Criminal Justice System reported that about 7% of Americans over age 16 were victims of identity theft in 2014.
Although I’m not very paranoid about identity theft, it still doesn’t hurt to take precautions.
But I found a solution that is even more effective at preventing any possible fraud, rather than just detect it faster, like the subscription services do.
It’s very simple and only took me about 15 minutes to set up and cost me a total of $10. I simply froze my credit with all 3 credit bureaus. Now, in order to have my credit checked to open any new accounts I have to give a PIN they provided to me.